First Horizon, recognized as one of the World’s Best Banks of 2023 by Forbes Magazine, and local non-profit, Sandhills Community Action Program (SCAP), collaborate to help families access homeownership, focusing on families with low to moderate income.
The two have partnered to provide Homebuyer Education Workshops for aspiring homeowners.
Nina Walker, executive director of SCAP, said, “The workshops, which are free and open to the public, teach about budgeting and credit, the home buying process, options for downpayment assistance and mortgage loans. Housing counseling improves the likelihood that a household is ready for the long-term legal and financial responsibility of homeownership and that the terms and conditions of a mortgage are well-matched with the household’s personal and financial circumstances.”
Those not immediately mortgage-ready continue with pre-purchase housing and credit counseling – working on budgeting, improving credit and growing their savings. SCAP’s Housing Counseling services are available to potential homeowners, current homeowners facing foreclosure, as well as potential and current renters.
Operating under the U.S. Department of Housing & Urban Development, SCAP is a HUD Approved Housing Counseling Agency providing counseling for any housing need.
Visit the SCAP website at www.sandhillscap.org or contact SCAP at 910-947-5675 ext.109 for more information.
Contributed/Courtesy photo.
