Essential Single Family Rehabilitation Program assists homeowners who live in their homes. It is sponsored by Sandhills Community Action Program (SCAP), a 501 C 3 non-profit, with funds provided by the NC Housing Finance Agency to assist eligible homeowners with critical and essential rehabilitation that will allow Moore County homeowners to safely age in place.
Types of Repairs: Roof repair or replacement, unsafe electrical problems, plumbing issues, HVAC repair or replacement or accessibility improvements, etc.
Owner-occupied homes – no rentals – manufactured homes on permanent masonry foundation and deeded as real property may be eligible with restrictions (underpinned manufactured homes having title only are not eligible).
The homeowner or household member must be elderly (62+) or disabled, a home having lead hazards and a child under 6 years old, and veterans are also eligible.
Funding is limited, and other eligibility requirements or restrictions apply:
How to Apply:
Applications are available at the Sandhills Community Action Program Office, 340 Commerce Avenue, Southern Pines, Monday – Friday, from 10 a.m. – 4 p.m. Please bring documentation of household income in order to apply (Social Security Determination letter, check stubs, annual retirement statement, etc.). For questions or to request an application be mailed to you, please call (910) 947-5675 x 101. Applications will also be accepted on Tuesday, Nov. 3, 2026 from 10 a.m. – 1 p.m. at the Southern Pines Land & Housing Trust (The Center), 1650 W. New York Ave., Southern Pines.
How it Works:
Terms of assistance – this is a 0% interest loan, secured with a Deed of Trust (which is a lien on the home). The loan is forgiven at $14,000 per year, as long as the owner remains in the home or until the balance is reduced to $0. (For example, if the loan is $67,452, then the loan will be reduced to $0 in 5 years, and the lien is released. As long as the homeowner lives in the home, no payments on the loan are required. Please call with any questions at (910) 947-5675 x 101.
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